Prosperity Thinkers BLOG
At Prosperity Thinkers™, we have a wealth of information for you. Please take a moment to look through everything and if you have questions, please email Support@Prosperitythinkers.com.

Mutual Insurance Companies: The Tortoise vs. the Hare
Like the tortoise and the hare, slow and steady wins the race. The same is true of your finances, and the place where you choose to warehouse your wealth. While many people want to skyrocket to success, that method of growth is often up

Cash Value: A Life Insurance Savings Account
Strictly speaking, a life insurance savings account isn’t a thing–it’s a “cash value” component of your whole life insurance policy. This means that when you buy a permanent policy, the life insurance company agrees to allow you access to the equity of your policy

Why You Want Financial Competency, Not Just Financial Literacy
“Legacy, what is a legacy? It’s planting seeds in a garden you never get to see.” The World Was Wide Enough, Hamilton: The Musical Tweet In our Perpetual Wealth book, legacy is the 7th of 7 phases of wealth. Legacy is what lives beyond

How Much Life Insurance Should You Have?
How much life insurance do you need, exactly? How do you determine how much is enough? Is there a life insurance rule of thumb? Are there limits to how much you can get? And if you are using a whole life policy, is it

A Life Insurance Poem
The author of this poem is unknown, though it was given to us by our friend Dan Rondberg with permission to use. I hope you enjoy, as I have. I am a piece of paper – – – But even more I am an

7 Real 401(k) Risks to Consider
“Max out your 401(k)” is one of the most common pieces of popular financial advice. Of course, it’s “for your own good,” we are told. Yet is it really? Today, we expose the very real 401(k) risks that exist, and what you can do

Manage Your Assets like a Smartphone to Multiply Your Money
The 7th Principle of Prosperity is Multiply. As in, to reach Prosperity, you must learn how to Manage Your Assets to make your dollars multiply on their own. When you do this, you create not only growth, you create efficiency. And this is how

Whole Life Insurance Gives You Permission to Spend
Why is Whole Life Insurance Foundational? The reason whole life insurance makes such a powerful financial foundation is because it has both living benefits AND a death benefit. The death benefit is a sum paid to your heirs when you pass on, while the

The 5-Minute Morning Routine to Jumpstart Your Prosperity Mindset
It’s early morning. The world is quiet. The light is soft. And before the day rushes in with its demands and distractions, you have a moment. A sacred space. Five minutes that could change the tone of your entire day. Let’s keep it simple,