Prosperity Thinkers BLOG
At Prosperity Thinkers™, we have a wealth of information for you. Please take a moment to look through everything and if you have questions, please email Support@Prosperitythinkers.com.

The Truth Behind 0% Financing (It’s Not What You Think)
A few years ago, I walked into a car dealership to buy what I thought would be a straightforward purchase. I had my numbers ready, I knew what I wanted, and I wasn’t about to fall for any slick financing pitch. But then the

What is Whole Life Insurance? The Ultimate Guide
Whole life insurance is an incredible asset for protection, liquidity, and certainty… yet it’s frequently misunderstood. It’s often considered a more “expensive” kind of life insurance, or people view it as complicated. That’s why we’ve created this ultimate guide to whole life insurance. In

7 Habits for a Wealthy New Year
Where did the year go? Time seems to pass so quickly, which makes it increasingly important to get intentional about how we use our time. And if your intention is to build “wealthy” habits, you’re in the right place! Wealth isn’t just about accumulation

The True Cost of College
College costs and how much to save can feel like a huge unknown. How much should we be putting aside? Will tuition go up? Are we on track—or way behind? We get it. That’s why we want to pull back the curtain and show

Student Debt Crisis: The Toxic Truth About Student Debt
Average Student Debt While loans can be a great way to fund a highly desired degree, and build the means to pursue an education, not all students have a full understanding of their loans. Many teens have limited experience with paying bills (if any),

How the Velocity of Money Impacts Your Finances
“I want my money to be like a river, not like a pond.“ – Lisa Sasevich, Inc. 500 business owner In the arena of wealth, two myths are most pervasive: that the stock market is the only place to grow your wealth, and that

What To Do After Saving Emergency Fund Cash — Save for Opportunities
“The secret of success in life is for a man to be ready for his opportunity when it comes.” Benjamin Disraeli Tweet The Best Way to Save Money Only three years before the Great Depression started with the stock market crash of 1929, George

Cash Flow Control: The Power of Liquidity!
“Success is where preparation and opportunity meet.” – Bobby Unser, Indianapolis 500 Champion Once upon a time. we saved in coffee cans and mattresses. Money was liquid and readily available! Then, we saved in bank accounts and CDs. Now, with the popularity of 401(k)s

5 Assets That Shouldn’t Be Retirement Account Assets
Are all investments equally suitable for your retirement plan? Do some retirement account assets work better than others… and if so, why? You can put almost anything into some type of retirement account—from a mutual fund to an alpaca farm! Awhile back, we wrote