Terms of Use

1. What We’re Selling

Whole Life Insurance Strategies & Prosperity Guides
Bundle together transformational financial tools and wisdom inspired by Kim Butler’s OWN IT! philosophy:

Books & Resources

Perpetual Wealth: Family Banking – actionable family legacy & cash‑value strategies

Busting The Scarcity Mindset – a mindset manual with 7 keys to a prosperity‑driven life

Busting the Real Estate Investing Lies – combines whole life policy strength with real estate realities

Live Your Life Insurance – A signature guide clarifying how policy benefits are usable now—empowering wealth while living


2. Pricing & Currency

All prices are listed in US Dollars (USD)—for example:

  • Perpetual Wealth – $29.95 USD


3. Customer Service & Contact Info

Need guidance on which resource fits your journey?


4. Fulfillment Policies

Refund Policy

  • 30-day satisfaction guarantee on books and guides (unused, unaltered for digital items).

  • Refunds issued within 7 business days of return confirmation.

Shipping & Delivery

  • Domestic (USA): USPS media mail or UPS, delivery in 3–7 business days. Flat fee of $5.99.

Returns

  • Email support to request a return label.

  • After receiving the item and approval, refunds processed within 7 business days (minus original shipping).

Cancellation

  • Cancel within 60 minutes of ordering for a full refund.

  • After that, if the product is shipped or downloaded, standard return policy applies.


5. Legal & Export Restrictions

Books and digital reports are broadly available. However:

  • International shipping is not available.


6. Privacy Policy

Your trust matters. We collect only:

  • Name, shipping & billing address, email & phone number, and payment info.

  • No resale of data. All info safeguarded under encryption behind HTTPS and Stripe’s PCI compliance.
    Read our full policy here.


7. Business Address

Prosperity Thinkers, LLC
22790 Hwy. 259 South, Mt. Enterprise, TX 75681
United States


8. Promotions & Terms

Example: Welcome Bundle: Busting Scarcity Mindset + Emergency Fund Guide for $39.95 USD (save $10!)

  • Must add bundle at checkout

  • Not combinable with other offers

9. Security & Payment Trust

  • All transactions processed securely via Stripe (PCI DSS compliant).

  • Our site implements HTTPS/TLS encryption throughout.

  • Card data isn’t stored on our servers.


10. Accepted Payment Methods

We accept:
Visa, Mastercard, American Express, Discover
These logos are clearly shown during checkout.

 

Last Edited on 3/24/2026