Prosperity Thinkers BLOG
At Prosperity Thinkers™, we have a wealth of information for you. Please take a moment to look through everything and if you have questions, please email Support@Prosperitythinkers.com.
The Disadvantages of Universal Life: Regulators Issue a Warning
Whole life or universal life: which is better? Is indexed universal life (IUL) a viable option? Is whole life really worth the extra premium cost? Should I cancel or exchange my whole life policy for a newer or different type of policy? These are
7 Things to Know about Life Insurance Loans
As you probably know, you can borrow against your whole life insurance policy. Some people do, and some people don’t. Sometimes, people borrow too much, too soon, and too often. Meanwhile, others miss out on opportunities because it doesn’t occur to them to use
Confessions of a (Former) Impulse Buyer
The following is a guest post from our friend Kate Phillips of Total Wealth. “I have a confession to make: every day I work on the dark side… helping ruthless corporations apply behavioral science and make you purchase products you don’t really want in
Harnessing the Power of Innovation
“Skate to where the puck is going, not where it has been.” —Walter Gretzky’s advice to his son, Wayne. My husband, Todd Langford (creator of Truth Concepts financial software) and I have recently learned about some amazing game-changing technologies. We have been exposed to ideas and inventions
Where to Invest in 2019 (Part 2)
“Cash is king, cash flow is queen.” (Source unknown.) Where to Put Money Now for Cash Flow and Liquidity Last week in Part One, we reviewed the best and worst investments to GROW your assets—or avoid like the plague in 2019! In part two,
Where to Invest in 2019 (Part 1)
“Successful investing involves doing a few things right and avoiding serious mistakes.”—John Bogle, 1929 to 2019 Last week’s article on “How to Save $20 (or more) Every Day!” spurred an excellent question from a reader… where do you PUT the money you save? Or
How to Save 20 Dollars (or more) Every Day!
Little changes can make a BIG difference. Americans report spending around $100 a day on average—over and above home and car payments and basic household expenses, according to Gallup poll data. But what if you could shave off 10 or 20% of those daily
How to Win the Race: Lessons from a Rule-Breaker
Many people start the year with what looks like great progress. They make resolutions to swear off sugar, alcohol, and other vices. Salespeople vowing to double their commissions work longer hours with more enthusiasm. Gyms are full of exercisers eager to drop pounds. However,
Advice for Seniors – Should You Sell Your Life Insurance Policy
Should you sell your life insurance policy? It all depends on your situation. You might (or might not) have the option depending on your policy, and it may (or may not) make good sense to sell your life insurance policy. Even high-profile individuals are