Prosperity Thinkers BLOG
At Prosperity Thinkers™, we have a wealth of information for you. Please take a moment to look through everything and if you have questions, please email Support@Prosperitythinkers.com.
Building a Portfolio of Multiple Life Insurance Policies
An investment portfolio will typically contain a range of diverse investments. With different asset classes, industries, and financial vehicles, a well-designed portfolio prevents you from “putting all your eggs in one basket.” Many portfolios begin quite simply, for instance, with a savings account and

The 9-Step Prosperity Roadmap
(And why we don’t believe in “financial plans.”) Everyone loves certainty. They want to be told what result they will get if they take a certain action. Financial planning tries to offer this certainty. “Save $1,000 a month in your 401(k) and you’ll have

10 Reasons to be Grateful for Money!
We love the celebration of gratitude that happens at this time of year. If love makes the world go around, then gratitude makes it a more abundant world! As we’ve covered in previous articles, cultivating gratitude can increase happiness, health, and success! As a

Announcing: The Whole Life 101 Course!
Whole life is a valuable and versatile financial product that provides an ideal foundation for your finances. However, it’s not always easy to understand the ins and outs or how to best USE it! Statements from life insurance companies aren’t always clear and helpful.

Healthcare Sharing Plans: An Affordable Health Insurance Alternative?
Today’s article is a guest post from Kate Phillips and an update to our previous articles about healthcare sharing plans. Kate uses a healthcare sharing program called Liberty HealthShare that we have previously covered on our website. Since there have been recent challenges with healthcare sharing ministries,

Inconvenient Truths about the Stock Market
“The person that is buying a share of stock is convinced he knows something that the other person who’s selling it to him does not know. There’s no zero sum game in Wall Street.” -Bernie Madoff No doubt you’ve heard this statistic:“Over time, the

Budgets Are Like Diets—and Nobody Likes Diets!
If the word “budget” does not make you jump for joy, you are not alone. Financial Planning and budgeting can be scary. Budgets exist to track, control, categorize and ultimately limit your spending. Although they can provide us with greater control and—eventually—freedom, budgets are

Long-Term Care Riders and Hybrid Policies: A Better Solution
“If there’s a single unsolved problem in the retirement plans for many middle- and upper-middle-income adults, it’s what to do about long-term care costs later in life,” says Christine Benz of Morningstar. And she’s right. According to the Genworth 2018 Cost of Care Survey,

Is Supporting Your Adult Child Hurting Both of You?
Kids are expensive—and worth it! In a recent survey, an overwhelming majority of parents (94 percent) say parenting is the most rewarding aspect of their lives. But if you think the expenses end when the child turns 18 or graduates from college—think again! Many