Prosperity Thinkers BLOG
At Prosperity Thinkers™, we have a wealth of information for you. Please take a moment to look through everything and if you have questions, please email Support@Prosperitythinkers.com.

Wealth Habits: 12 Things Rich People Do
How do the wealthy get that way? What determines your level of wealth and success—is it luck, education, or the size of your inheritance? According to DQYDJ.com, nearly 12 percent of all American households represent a million dollar net worth. About 1 percent of

Why Whole Life Insurance Is an Asset—Not a Cost!
In uncertain times, prudent people do what they can to cut costs. This year, it’s been easy to cut back on dining and shopping—unless the shopping is online! The U.S. savings rate is up to record levels now. You may have even trimmed your

Refinance Your Home the Prosperity Economics Way!
Is It a Good Time to Refinance Your Home? In response to the falling mortgage interest rates, many Americans are refinancing their homes. Refinance applications were up a stunning 401.5 percent in March since the previous year, reported the Mortgage Bankers Association. For many

Is Gold a Good Investment Now?
We get questions all the time about gold and other precious metals. Our clients want to know if gold is a good investment for these times. Should gold or silver be in their portfolio—and if so, in what form? We hear questions such as:

The Great American Savings Crisis
This article is adapted from Perpetual Wealth: How to Use “Family Financing” to Build Prosperity and Leave a Legacy for Generations. This forthcoming book from Kim D. H. Butler and Kate Phillips details how to build and keep generational wealth! Saving Saves Families One

How to Raise Financially Responsible Children
This article is adapted from our forthcoming book, Perpetual Wealth: How to Use “Family Financing” to Build Prosperity and Leave a Legacy for Generations by Kim D. H. Butler and Kate Phillips. The book contains a whole chapter on raising financially responsible children, since

America Saves: The U.S. Savings Rate is Rising!
There’s been so much bad economic news lately, we are thrilled to report some GOOD news for a change! Americans are saving again—aggressively. According to economic research data from the U.S. Bureau of Economic Analysis, the U.S. savings rate is at a 39-year high!

The Great American Debt Addiction
“An alien invasion comes to the United States threatening to take over the world. (Imagine screams, fear, and drama.)How does the U.S. government respond?It cuts interest rates!” That joke came to us via an email from Todd Tresidder. It’s funny, sadly, because it is

Redefining Aging: Thriving to 100 and Beyond!
“When life seems hard, the courageous do not lie down and accept defeat. Instead, they are all the more determined to struggle for a better future.” —Queen Elizabeth II (age 94) If you listen to the dominant news narrative about the current situation, you