Prosperity Thinkers BLOG
At Prosperity Thinkers™, we have a wealth of information for you. Please take a moment to look through everything and if you have questions, please email Support@Prosperitythinkers.com.
Lifetime Income Annuity: Create Cash Flow with an Annuity
A guaranteed lifetime income is a compelling proposition. After all—who doesn’t love the idea of being set for life? After all, there’s no way to know for certain how long your money needs to last in retirement, so more is more. While it is impossible
Emotional Assets: 4 Lessons on How to Divide Assets in a Will
Early in The Big House, his acclaimed memoir about his family’s summer house on Cape Cod, George Howe Colt reveals that the family is selling it after several generations of ownership. “I can hardly believe it as I write these words,” he notes, observing
Investment Questions Investors Should Ask: What Wall Street Doesn’t Want You to Know
Are Investors Asking the Right Questions? “If they can get you asking the wrong questions, they don’t have to worry about answers.” – Thomas Pynchon, Gravity’s Rainbow Financial and political power congregates on Wall Street… epicenter of the American financial universe and the subject of
How to Use Life Insurance While Alive: 9 Ways to Get Cash Quick
“The best things in life are freeBut you can give ‘em to the birds and beesI need money; that’s what I want!”-from Money (That’s What I Want), written by Berry Gordy and Janie Bradford. For over 50 years, people have been singing along with
Taming Lifestyle Inflation: How to Live Below Your Means
While it’s often amusing to think back on the “good old days” of our youth, there’s no denying that modern creature comforts are generally preferable to older innovations. Things like car phones, dial-up internet, and CD players are more like charming museum pieces than
Dave Ramsey Review: The Pros and Cons of His Financial Advice
“Ramsey is the pro bono financial adviser to millions of Americans who otherwise could never afford one.”—Politico.com There’s a gap in financial advice. Financial advisors, planners, and money managers don’t typically do a good job of serving the working class. Many people are buried in consumer
Family Bank Loans: The Bank of Mom and Dad
At some point in your parenthood journey, your kids are going to have their own desires. They may even want some financial assistance. Depending on your family structure, they may ask for money directly, or they may find other avenues of financing their dreams.
5 Tips to Be a Better Saver
Want to be a better saver? As the saying goes, “Saving saves lives.” Having an “emergency” fund comes in handy when the unexpected happens: home expenses, car mishaps, health changes, or job loss, to name a few. Money in reserves can help you avoid
9 Principles to Include When Teaching Kids About Money
Personal finance is a topic that affects everyone’s lives daily, in major and minor ways. And yet, schools are barely teaching kids about money in meaningful, real-world ways. This lack of early understanding can lead to a bumpy early adulthood. And since most schools