Prosperity Thinkers BLOG

At Prosperity Thinkers™, we have a wealth of information for you. Please take a moment to look through everything and if you have questions, please email Support@Prosperitythinkers.com.

Brunette woman fanning a stack of 100 dollar bills in front of her face against a solid purple background. Human life value approach.

Human Life Value: The Hidden Monetized Asset

As a parent, spouse, and employee, you have your own unique Human Life Value (HLV). While much of the value you bring into these relationships may not be financial, or even financially quantifiable, a life insurance policy allows you to monetize your human life

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The Case for Rational Optimism

“For 200 years pessimists have had all the headlines, even though the optimists have far more often been right. Arch-pessimists are feted, showered with honors and rarely challenged with their past mistakes.” Matt Ridley, The Rational Optimist We all know how pessimistic the conversation

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Converting term life to whole life insurance

5 Steps to Converting Term Life to Whole Life Insurance

There are two types of life insurance that we heartily recommend. One is dividend-paying whole life insurance—usually set up to maximize cash value—and term insurance that is convertible to whole life. (Read “Convertible Term Life Insurance: The Third Option” for an excellent primer on

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