Prosperity Thinkers BLOG
At Prosperity Thinkers™, we have a wealth of information for you. Please take a moment to look through everything and if you have questions, please email Support@Prosperitythinkers.com.

Identify Student Strengths with the Student Aptitude Quiz, a Kolbe Assessment
Purpose, passion, and service: that’s the goal in life, right? To find what you love to do and spend your life doing more of that. It can be difficult to find this sense of self, however, because it’s often wrapped up with how other

Human Life Value: The Hidden Monetized Asset
As a parent, spouse, and employee, you have your own unique Human Life Value (HLV). While much of the value you bring into these relationships may not be financial, or even financially quantifiable, a life insurance policy allows you to monetize your human life

The Case for Rational Optimism
“For 200 years pessimists have had all the headlines, even though the optimists have far more often been right. Arch-pessimists are feted, showered with honors and rarely challenged with their past mistakes.” Matt Ridley, The Rational Optimist We all know how pessimistic the conversation

6 Money Worries and How to Face Your Biggest Financial Fears
Boo! Halloween can be fun if you enjoy dressing up or seeing others dress up. It’s also a season when some people like to “scare themselves” with scary costumes, movies, Stephen King novels, and haunted houses! The truth is, many people enjoy being temporarily frightened—a

5 Steps to Converting Term Life to Whole Life Insurance
There are two types of life insurance that we heartily recommend. One is dividend-paying whole life insurance—usually set up to maximize cash value—and term insurance that is convertible to whole life. (Read “Convertible Term Life Insurance: The Third Option” for an excellent primer on

Move Your Money to Make Your Money Work for You: 2 Proven Methods to Accelerate Prosperity
Cash flow may be King, but cash accumulation can actually slow down your prosperity. Your must MOVE your money to accelerate prosperity — our 6th Prosperity Principle. What do we mean by “move”? The movement of money is the opposite of what is often

Cash Windfall: 11 Ideas for What To Do With a Large Sum of Money
“Impulsive decisions are soon regretted, so take your time with financial decisions.”– Kate Phillips, Total Wealth Coaching It’s the problem everyone wants to have: not knowing what to do with a large sum of money. Expected or unexpected, you could come into a lump

How to Multiply Your Money: The Cure for Lazy Assets
How do you make your dollars work harder? The secret is learning how to multiply your money. An effective way to multiply money is to get your dollars to do multiple jobs. First, let’s define what a “job” is. Any time a dollar buys

Why Wealth Accumulation Alone Prevents Wealth Building: The Importance of Cash Flow
Thanks to the current financial media, when most people think of wealth building, they think of investing and wealth accumulation. What we want people to understand is that there is so much more to wealth building, and accumulating the biggest pile of money isn’t