Prosperity Thinkers BLOG
At Prosperity Thinkers™, we have a wealth of information for you. Please take a moment to look through everything and if you have questions, please email Support@Prosperitythinkers.com.
Thank and Grow Rich: 7 Ways Gratitude Makes You Wealthy
“Learn to be thankful for what you already have, while you pursue all that you want.” —Jim Rohn Thanksgiving is a time when we are encouraged to be grateful for our blessings. And gratitude is a practice that we cultivate all year long, from
Love and Money: The Surprising Wealth Predictor
In pop culture, money and love often seem to be pitted against each other, such as in the classic Beatles refrain, “I don’t care too much for money; money can’t buy me love.” Or you might hear those who struggle financially say things like
Medical Cost Sharing Plans: Can They Replace Your Insurance?
Guest post by Kate Phillips “Bear ye one another’s burdens.” —Galatians 6:2 A few days ago, I wrote about Medical Cost Sharing programs, also known as Healthcare Sharing Ministries. I described my experience with the “Affordable” Care Act, detailing why I left Obamacare and
Why I Left Obamacare for a Health Insurance Alternative
Guest post by Kate Phillips “It is amazing that people who think we cannot afford to pay for doctors, hospitals, and medication somehow think that we can afford to pay for doctors, hospitals, medication and a government bureaucracy to administer it.” — Thomas Sowell
13 Reasons Why Your 401(k) Is Your Riskiest Investment
By Garrett Gunderson, guest writer. The 401(k) is often considered the no-brainer, gold standard of retirement plans. But far from being a bedrock retirement plan, the 401(k) started as an experiment in 1981 and still has to prove itself. Those who decided to be a 401(k) lab
7 Reasons to Become a Private Lender
“The human species, according to the best theory I can form of it, is composed of two distinct races, the men who borrow, and the men who lend.”—Charles Lamb Private lending: It’s one of the oldest, most proven forms of investing; lending capital to
Should You Exchange Your Life Insurance Policy for a New One?
“The grass isn’t always greener on the other side.” —Ricky Gervais There is a concerning movement now in our industry, in which some insurance agents and financial advisors are contacting policyholders (both their past clients and people they have not worked with before) and
Passive Income: Why Cash Flow is King (even before you retire)
“Happiness is positive cash flow.”-Fred Adler, venture capitalist. From a financial perspective, the goal of retirement planning is providing passive income. Passive income is income that is not derived from one’s labor, though there may have been plenty of initial work to set the
Credit Matters: Raise your FICO Score and Lower Your Payments!
Creditworthiness (definition): The ability to borrow money bestowed on those who need it the least. Why (and Just How Much) Your Credit Matters Now more than ever, if you want to spend less and save more, your credit score matters. It matters if you