Understanding the Life Insurance Death Benefit – Episode 252

Most people don’t talk about the life insurance death benefit because they don’t understand the 5 strategies of how to use it. Kim Butler talks about these different strategies along with a different approach to spending your assets when you approach retirement age.

Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at welcome@prosperitythinkers.com and we may answer it in an upcoming episode.

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Show Notes

  • 1:02 – Understanding the death benefit or face value of life insurance
  • 2:41 – Why most people aren’t educated about the death benefit
  • 3:39 – 5 strategies of how you can use your death benefit
  • 6:45 – Understanding the paydown and how it affects principle and interest
  • 10:01 – Why most people don’t talk about the death benefit
  • 12:23 – A different approach to spending your assets

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