Prosperity Economics: An Alternative to Typical Financial Planning

There is no shortage of financial advice, but that has not led to economic security for most Americans.

Many are saving in their 401ks and other qualified retirement plans, crossing their fingers it will be “enough.” Meanwhile, even those considered relatively wealthy are often unsure of how to grow their assets while protecting them from market instabilities and taxes.

Prosperity Economics paradigm

Prosperity Economics offers a way out of the mess.

It doesn’t aim to help people succeed better at flawed strategies; rather, it offers a total paradigm shift about wealth-building. Prosperity Economics questions the financial assumptions we’ve come to accept as true and provides an alternative to “typical” financial planning.

Prosperity Economics: An Alternative to “Typical” Financial Planning

While sometimes hailed as the latest greatest thing, Prosperity Economics hasn’t been so much discovered as rediscovered. Prosperity Economics employs common-sense principles and strategies that preceded the rise of 401ks and the financial planning industry. It shows us how to optimize wealth by keeping it in our control rather than delegating our financial futures to Wall Street, big corporations, and the government

The chart below gives an overview of Prosperity Economics as contrasted with typical financial planning:

Financial Planning

Based on limited ideas of “what you can afford.”
“How much do I have to save?”
Focus is primarily on buying certain products.
“How much is this earning me?”
Put your assets “under management,” (and/or give control to government.)
Focus is on your “portfolio.”
A bigger portfolio is the goal.
Your reward for work is not working.
At mercy of interest rates, with fingers crossed you won’t need to use principle.
Assets are accumulated into accounts where they sit, financially “stagnant.”
Save separately for emergencies, education, retirement, major purchases. Spend each dollar for one purpose only.
Finances are represented as something confusing that should be delegated.

Prosperity Economics

Based on unlimited ideas of “what is possible?”
“How else can I build wealth?” mindset.
Based on time-tested principles and financial philosophies used to build wealth.
Keep more money working for you
Maintain responsibility for and access to your assets and funds.
View your whole personal economy.
The goal is more money to enjoy each month.
Enjoy your work and your life — all life long.
A flexible, sustainable way to live.
Your personal economy is alive and well; money flows in and out of accounts.
Dollars are used for flexible and multiple purposes.
Money is demystified. Education-based approach builds financial confidence.

Prosperity Economics represents different strategies and values than typical financial planning. Ask yourself if you should…

  • Hand over your money to companies who will charge “management fees,” whether your funds are gaining or losing?
  • Analyze your “risk tolerance” (i.e., how comfortable you are with losing money) while subjecting your assets to losses?
  • Max out your 401(k) and cross your fingers that you’ll someday have “enough” to live on, without running out?
  • Take tax deductions now by putting money in retirement plans that can subject you to unknown future taxes later?
  • Tie up your dollars in accumulation vehicles that can’t be collateralized and pay penalties for using your assets before 59-1/2?

We think there’s a better way. Typical financial planning is “better than nothing” and will get you partway up the hill, but we want to show you how to reach the “mountaintops” of prosperity. Prosperity Economics shows you how to grow wealth with maximum financial flexibility and cash flow.

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The Guiding Principles

We have observed that Prosperity Economics is governed by a set of principles we call the Seven Principles of Prosperity™. They begin with learning to THINK with a Prosperous Mindset (rather than from scarcity) and end with learning to MULTIPLY your money.

To find out how to apply all seven principles to your personal economy, sign up for instant access to our Prosperity Accelerator Pack. You’ll receive a video, a summary sheet, and a 17-minute digital audio by Kim D. H. Butler on The Seven Principles of Prosperity™.

You’ll also receive our new ebook, Financial Planning Has FAILED, which includes a section which contrasts “typical” financial advice with Prosperity Economics and the 7 Principles.

The Prosperity Accelerator Pack is free to subscribers and includes our weekly Prosperity on Purpose ezine as well as a 5-week “crash course” on Prosperity Economics. Over the five weeks, you’ll receive additional emails with our most popular articles and other Prosperity Economics insights.

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Do you need a Prosperity Economics

Contact us today to set up a no-cost, no-obligation meeting.

The Prosperity Economics Movement

Founded by Kim D. H. Butler (author of, Busting the Retirement Lies, Live Your Life Insurance and other books), the Prosperity Economics Movement is solution-oriented and educated-based.

The Movement is comprised of a growing group of financial advisors, insurance agents, real estate professionals, accountants, consumer advocates, educators, investors, and everyday people who practice Prosperity Economics.

As Einstein said, “Problems can’t be solved with the same level of thinking that created them.” It’s time for a new economy based on new principles, and Prosperity Economics is a truly sustainable model that works.

Are You a Financial Advisor?

We invite you to explore the Prosperity Economics Movement for advisors at and also our annual Summit for advisors.

We’d also love to introduce you to the best financial software and training for “telling the whole truth” about your client’s money: Truth Concepts software.

Are you Ready to Accelerate your Prosperity?

prosperity books

Enter your name and email and click the button in the orange box below. You’ll receive our Prosperity Accelerator Pack, which includes:

  • Kim’s new ebook, Financial Planning Has Failed.
  • An audio report, video, and one-page summary of P4P’s 7 Principles of Prosperity™, plus
  • Our Prosperity on Purpose newsletter featuring our latest articles.

Ready to take the next step?

Schedule a FREE consultation with an expert on our team.

It all starts with a quick call. You can tell us about your personal finances and the challenges and opportunities you face, and see if we’re a good match.

Kim Butler Call Us Today