Two Ways Of Charging For Loans: Direct vs Non-Direct Recognition – Ep. 276

Direct vs non-direct recognition: which is better?

In this podcast, Kim and Spencer talk about direct recognition vs non-direct recognition life insurance loans: Two different ways life insurance companies charge for loans.

Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at and we may answer it in an upcoming episode..

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Show Notes

  • How a life insurance company charges for loans: direct recognition and non-direct recognition – 1:00
  • Kim talks about direct recognition: the loan will be affecting the dividend – 1:40
  • A positive effect of borrowing cash value – 2:20
  • Kim explains to us what is non-direct recognition: doesn’t impact the dividend – 3:30
  • Kim tells us that life insurance companies don’t check credits – 6:46
  • What’s the best thing to do to take the next step?: always learn, learn, learn – 7:35
  • Kim shares with us a special email for the podcast listeners – 8:25

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