Prospective Product Bloat – Episode 187


Best-selling author Kim Butler and No B.S. Money Guy Todd Strobel talk about Prospective Product Bloat, which is the current phenomena of having too many financial planning tools to choose from. They explain how it may be better just to simplify your finances.

Tune in to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at and we may answer it in an upcoming episode.


Links in this Episode:

Listener gift – Financial Planning Has Failed book and audiobook

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Show Notes:

00:00 Intro

00:30 Prospective Product Bloat

00:45 Is complex better or just a sales technique?

01:21 Kim’s experience selling these products

02:18 Quick answer: Simple is better

03:50 Example of simplifying

04:33 Question for listeners

06:55 3 Things money should do: Be liquid, grow, create income

08:00 Bridge loan investing

10:30 Concepts should be explainable to a high school student

11:33 The client should drive the meeting

13:24 Find an advisor that will listen to you

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