Is It Better To Get A Home Equity Loan or Refinance A Property? – Episode 277

In this listener question episode you’ll hear if it’s better to get a home equity loan or refinancing a property. With the current marketplace of low rates and high speculation this is for sure a dicey topic.

Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at and we may answer it in an upcoming episode.


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Show Notes

  • Get a home equity loan or refinancing the property? – 1:38
  • Kim explains the details of a home equity loan – 1:55
  • Are you solving a long-term problem with a short-term solution? – 3:43
  • Understanding mortgages – 4:48
  • Borrowed money requires payments – 5:32
  • What “liquidity” means in this case – 6:55
  • Kim tells us the importance of thinking carefully- 11:50


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