The Truth Behind Qualified Plans

Who Benefits from YOUR Retirement Account?

The Truth Behind Qualified PlansIn this episode, Kim D.H. Butler and NO BS Money Guy Todd Strobel tell the real story of the qualified retirement plan.

Who really benefits?

Which types of plans give you the most freedom towards your prosperity, and which should you AVOID?

One key thought in today’s conversation is, “When the government is benefiting, it typically means that we are not.”

0:27 – Let’s talk about the real story of the qualified plan

2:01 – The difference in tax treatments between qualified plans

3:05 – Is the qualified retirement plan structure truly beneficial?

3:54 – Sharing the 7 Principles of Prosperity

5:11 – In order to gain prosperity, you need to have your brain on, you need to be thinking, you need to be consciously doing things not just letting it happen.

5:21 – Todd’s profound quote, “prosperity follows responsibility”

7:48 – Why is the government providing a tool for tax deferrals and is it really beneficial

8:57 – When the government’s benefitting, it typically means that we are not

9:44 – Should you contribute to the up to the match or the max in your retirement plan?

11:24 – Kim talks about her latest book, Busting the Retirement Lies

12:50 – Why you should be investing for cash flow from the get go

14:30 – Investing for cashflow vs. equity

15:55 – You should have control over your structure and over the investments inside that structure

18:00 – How to create movement with your money

19:39 – When money is moving or leveraged in any way, it is healthier money

20:52 – How to get your money to multiply

22:33 – When dollars are just doing one job, if they’re just enabling us to retire, if they’re just educating a child, that’s not as effective or as efficient as dollars that could do both.

22:58 – How to avoid paying huge penalties in taxes to use your own money


For a shocking analysis (complete with charts and graphs) about how a 401(k) or other qualified retirement accounts might ACTUALLY perform, read Busting the Retirement Lies and especially chapter 6, “The Reality of Qualified Retirement Plans.”

For a broad view of how Prosperity Economics differs from typical financial advice, we recommend Kim’s book, Busting the Financial Planning Lies, or sign up to receive our ebook, Financial Planning Has FAILED as part of your free Prosperity Accelerator Pack.

Subscribe to the Prosperity Podcast

Subscribe with iTunes   stitcher64x64   Subscribe with RSS

There are multiple ways to subscribe to our podcast. Pick your favorite above: iTunes, Stitcher, or RSS feed. You can also listen to past episodes on our website.

Contact us to get started aligning your personal economy for greater prosperity today!

Leave a Comment

Your email address will not be published. Required fields are marked *

Share this post


Begin your journey with the Prosperity Action Pack

Get immediate access to our short ebook Your Guide to Activating Prosperity, audio recording, our summary sheet about the 7 Principles of Prosperity™, and our subscriber-only Prosperity on Purpose Round-Up. 

Just fill out this form and get access now!

Activate Your Prosperity Journey Today.