Why You Should Have More Than 1 Life Insurance Policy – Episode 236

Having more than one life insurance policy can benefit you in so many ways. You’ll hear why your human life value and personal cash flow determines how much life insurance you need and why it makes sense to apple the multiple policy strategy in your finances.


Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at
welcome@ProsperityThinkers.com and we may answer it in an upcoming episode.


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Show Notes

  • 0:46 – Should you get one large policy or multiple policies
  • 1:06 – Why cash flow dictates how big of a policy you should get
  • 2:42 – Kim’s strategy for getting multiple policies
  • 4:52 – How this multiple policy strategy applies to term life insurance
  • 7:10 – More policies = more flexibility
  • 7:41 – Why you need to keep an eye on your human life value
  • 9:11 – How to stay on top of your policy dues and be organized


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