Can You Self Insure? – Episode 139

Summary:

Best-selling author Kim Butler and No BS money guy Todd Strobel talk about money myths in particular whether or not it is a good idea to “self-insure” if you have enough money. Kim asks why it is that insurance companies provide more for you if you have more wealth, when society thinks you should have less? And finally Kim and Todd discuss the difference between gross and net worth insurance coverage.

Tune in to find out how to take control of your finances today. If you would like the opportunity for us to answer your question on the show or to be a guest on our show, be sure to keep sending us questions and reach out to us!

 

Links in this Episode:

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Show Notes:

00:00 Introduction

00:43 2 questions: can you self-insure? And should you self-insure?

02:35 Life insurance is not necessary. Especially if you have built up enough assets

06:34 Kim asks why is it that insurance companies will provide more if you have more wealth, yet our society thinks you should have less?

08:36 Life insurance runs things completely different from any other insurance– it’s need-based

08:58 Gross worth vs Net Worth insurance coverage

09:39 The answers to if you should self-insure, and can you?

12:15 The income tax free benefits of life insurance

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