Questions on Life – Episode 190


Best selling author Kim Butler and No B.S. Money Guy Todd Strobel talk about how to choose a life insurance policy. One thing you’ll learn: assets aren’t everything.

Tune in to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at and we may answer it in an upcoming episode.

Links in this Episode:

Kim Butler’s book: Busting the Life Insurance Lies

Kim Butler’s book: Live Your Life Insurance

Submit your questions

Show Notes:

00:00 Intro

00:45 Topic: Two investors try to make a decision

01:55 Mutual life insurance companies by law must return 100% of their profits to their owners

05:37 Assets can be irrelevant

06:40 Most important to know: Whether a company is mutual or not, and how long they’ve been in business

08:04 Higher premium equals higher contribution to cash value

09:27 State approved policy design

10:00 Long term, all mutual companies will be the same

11:03 Is there much of a difference on state to state for premiums?

13:17 The three most important things to note

14:21 Direct recognition

15:10 Podcast for direct recognition information

15:27 Kim’s books: Busting the Life Insurance Lies, Live Your Life Insurance

17:21 Kim doesn’t just give answers but teaches you to ask the right questions

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