Prosperity Thinkers BLOG
At Prosperity Thinkers™, we have a wealth of information for you. Please take a moment to look through everything and if you have questions, please email Support@Prosperitythinkers.com.
How Demographic Trends Affect Your Financial Plans
Demographic trends, i.e., the analysis of population statistics to identify markets, can uncover significant, large-scale, long-term economic movements that are already in place. Once in place, demographic trends may take a long time to play out, so understanding these trends may be valuable in
No Assets, No Credit?
LISTEN: mp3 audio (6:18 min) For a long time, the way to climb the financial ladder was to accumulate wealth incrementally through diligence and thrift. People scrimped, saved, laid a financial foundation, and built their fortune over time. They left their heirs with assets
Using a Lottery as an Incentive to Save
LISTEN: mp3 audio (06:57min) According to Wikipedia, behavioral finance is a “separate branch of economic and financial analysis which applies scientific research on human and social, cognitive and emotional factors to better understand economic decisions by consumers, borrowers, investors, and how they affect market
529 Plans Prove Problematic
LISTEN: mp3 audio (6:20 min) On April 14, 2009, the State of Oregon announced it was suing the national investment company responsible for managing its state-sponsored 529 college savings fund. Oregon Attorney General John Kroger alleges the investment company misled families into thinking they
The Million-Dollar Matrix
LISTEN: Audio mp3 (16:19 min) “Unfortunately, no one can be told what the Matrix is. You have to see it for yourself.” – Morpheus, from The Matrix In some circles, a million dollars is chump change; it takes only minutes for our government to
THE ISSUE IS INCOME
LISTEN: Audio mp3 (22:42 min) The bottom-line objective of any individual financial program is to provide an ongoing stream of income to meet the necessities and pleasures of life. Market values for different assets might add up to significant net worth, but net worth
A Plan for the Information Age
Want to put your mind at ease about the current financial turmoil? Here are two perspectives that may help you get out of today’s funk and on to better things.
Why Everybody Wants Whole Life Insurance (and its benefits!)
On some financial topics, people have become so conditioned to seeing things from a single perspective it makes them incapable of recognizing other – perhaps even better – ways of addressing these issues. The on-going fallout from the “meltdown/crisis/recession/global-economic-funk†offers a striking example of
Life Insurance
Life insurance isn’t the sexiest financial topic, but as an aspect of risk management, it remains a foundational component in every financial plan. And, in its own way, the life insurance industry has some interesting developments. What follows are three life insurance items worth