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Long-Term Care Riders and Hybrid Policies: A Better Solution

“If there’s a single unsolved problem in the retirement plans for many middle- and upper-middle-income adults, it’s what to do about long-term care costs later in life,” says Christine Benz of Morningstar. And she’s right. According to the Genworth 2018 Cost of Care Survey, the national median annual cost for long term care ranges from …

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