WHOLE LIFE INSURANCE
Your trusted guide to building wealth and living with prosperity & confidence — powered by Permanent Life Insurance.
Typical financial planning often focuses on budgeting, investing in the stock market, and planning for retirement—but there’s a better way that prioritizes financial control, liquidity, and long-term prosperity without relying on unpredictable markets.
We call it Prosperity Economics. A system built on certainty, flexibility, and ownership instead of the limitations of typical financial planning – powered by Whole Life Insurance.
Gain cash flow control in your finances monthly and develop asset control as we help you grow your finances without investing – using Whole Life Insurance.
So, what is Whole Life Insurance?
Whole life insurance is a form of permanent coverage that lasts for your entire lifetime, as long as premiums are paid. It features fixed premiums, a guaranteed death benefit, and a cash value component that grows on a tax-deferred basis over time. This cash value can be accessed through loans or withdrawals, making it both a financial safety net and a conservative savings option. However, this stability comes at a cost—premiums are much higher than those for term life insurance, and the potential returns are typically lower than other investment alternatives.
Investing in Whole Life Insurance...
An even better system.
IT Focuses on Wealth Building, Not Just Budgeting
Typical financial planning emphasizes cutting expenses and living on a budget.
At Prosperity Thinkers, we emphasize where to start building — and that begins with saving first, not saving what’s “left over.”
Saving becomes a habit, a priority, and a powerful wealth-building tool. We help people set up systems — like our Cash Flow Control app+account — that grow their savings in a stable, accessible way.
It Emphasizes
Liquidity Over
Lockups
Typical financial planning ties up your money in retirement accounts, making it inaccessible when you need it most.
We encourage liquid savings, using whole life insurance policies as a safe, tax-advantaged place to store cash that remains accessible and growing.
We encourage savings as a verb and storing savings as a noun as the foundation of all family’s finances.
It Works in All Economic Climates
The stock market is unpredictable — many typical financial plans can crumble in downturns.
Our strategy is built on financial certainty, using stable products like whole life insurance that work no matter what’s happening in the economy.
It Encourages Ownership, Not Dependence
Typical financial planning often makes you dependent on financial advisors, market trends, and government programs.
We prefer a system that gives you control over your financial future, utilizing 30 year mortgages and other financing strategies along the way, as well as Reverse Mortgages towards the end of life for optimization.
It’s Not Just About Retirement — It’s About Lifelong Prosperity
Retirement planning encourages people to stop working and drain their savings, subjecting their money to fluctuations and their minds to stagnation.
Our focus is on lifelong service, ensuring you have financial freedom without being forced into a “retirement” mindset.
It Uses
Traditional
Financial Tools
Instead of risky investments, we prefer to leverage financial tools that provide certainty and flexibility, such as:
A Structure for monthly Cash Flow Control
Whole Life and Term Insurance for Human Life Value
Guaranteed Income streams for later in life
In short, we recommend a system that prioritizes financial stability, liquidity, and control — without the volatility of typical financial planning — using Whole Life Insurance.
Would you rather plan for the future with uncertainty or build a financial system that ensures lifelong wealth and certainty?
If you’re ready for a new approach, we would love to help you take the next step!
Brett Thompson
Prosperity Thinkers is your guide to building the financial life you want.
When the vision is clear, you own the actions and the results.
LEARN
ASK
BUILD
ACTIVATE
Our favorite question:
How do you learn best?
Reading, Watching, Listening, or Doing?
What We Offer
At Prosperity Thinkers, we offer a comprehensive suite of resources and services designed to empower you on your financial journey:
Life Insurance Products
We specialize in helping people buy Term Insurance and Whole Life Insurance in order to fully insure each person’s Human Life Value.
Term Insurance is a great first step and Whole Life Insurance is the best match for your foundation, providing both protection and growth opportunities.
Educational Resources
Our platform offers a wealth of educational materials to enhance your financial literacy
- Like to read? Blog and Books
- Prefer to Listen? Podcasts and Audibles
- Want to Watch? Videos on YouTube
- Hands On? That is a tough one in the financial space, yet we do have our Family Legacy Card Game 🙂
Prosperity Pledge™ Membership
Our flagship program helps you optimize your finances through:
Simplifying Your Savings: Switch from unconscious spending to unconscious saving.
Automating Your Assets: Gain a panoramic view of your financial landscape, enabling efficient management.
Installing Faith in Your Finances: Calibration meetings to set and meet financial objectives with personalized guidance.
Achieving Financial Competency: Attend financial masterclasses to master your finances, optimize money movements, and establish healthy cash flow.
See what some of our clients have to say:
Katie Cunningham
Brett Thompson
Jarrod Matteson
Digna Del Orbe
Katie Jackson
Jodi C
Kevin Wolf
Rick Metler
Meet Our Founder
Kim Butler
The heart of Kim’s vision is to activate lifelong service for her clients. What does that mean? It means inspiring them to live lives of purpose for their whole lives—rather than retiring or taking themselves “out of service.” (Which is the definition of retirement.)
“Money doesn’t matter, yet money affects everything that matters, and you matter.” -Kim Butler
See what people are saying about Kim's books:
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Meet Our Founder
Kim Butler
The heart of Kim’s vision is to activate lifelong service for her clients. What does that mean? It means inspiring them to live lives of purpose for their whole lives—rather than retiring or taking themselves “out of service.” (Which is the definition of retirement.)
“Money doesn’t matter, yet money affects everything that matters, and you matter.” -Kim Butler